TET GENERAL KNOWLEDGE QUIZ 22

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
— A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment

CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers

Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic

General 22 :-Clickhere N download

BALVIKAS ANE SIXAN NA SIDHANTO PART 7

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
— A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment 

CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future 

Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic

Balvikas Ane Sidhanto:-Download

SENIOR CLERK MODEL PAPER 8

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
— A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment

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CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future

 Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic

Model Paper No 8 :-Clickhere N download

TET MODEL PAPER 23

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
— A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagementFeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic

Model Paper No 23:- Click here download

Social Science Model Paper No.9 Download

Social Science Model Paper No.9 Download

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital Here are top 5 high CPC keywords Mesothelioma donate car Insurance  Medical lawyers These are at the top in the list to get high CPC value from Google’s adsense program.     .

 — A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic.

Download :- Clickhere

SENIOR CLERK MODEL PAPER 7

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
— A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic

Model Paper No 7: -Clikhere N Download

TET GENERAL KNOWLEDGE QUIZ 21

An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
— A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment

CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future

Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic
G.K QUIZ NO 21:-Clikhere N Download

BALVIKAS ANE SIXAN NA SIDHANTO PART 6

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Balvikas part 6:- Clickhere n download

क्या आप भी अंग्रेजी बोलना चाहते हे तोजानिए अंग्रेजी बोलने के 12 टिप्स

क्या आप भी अंग्रेजी बोलना चाहते हे तोजानिए अंग्रेजी बोलने के 12 टिप्स

  
हमारे  देश  में  अंग्रेजी  बोलना  सीखना एक  बहुत  बड़ा  business है. ख़ास  तौर पे  छोटे  शहरों   में  इसका  कुछ  ज्यादा  ही  craze है. आपको  जगह -जगह  English Speaking से  related ads दिख  जायेंगे, “ 90 घंटे  में  अंग्रेजी  बोलना  सीखें,”, ”फर्राटेदार  अंग्रेजी  के  लिए  join  करें   XYZ School of Language” etc.

पर  क्या  यह school सचमुच  इतने  effective हैं ? शायद  नहीं ! क्योंकि  वो  पहले  ही  गलत  expectation set कर  देते  हैं ! मात्र  90 घंटे   सीखकर   किसी  भाषा  को आसानी  के  साथ  बोलना  बहुत मुश्किल है. हाँ, ये   हो  सकता  है  कि  कुछ  दिन  वहां  जाकर  आप  पहले  की  अपेक्षा  थोडा  और  fluent हो  जाएं , पर  ऐसे कम  ही  लोग  होते हैं जो सचमुच अपनी इंग्लिश बोलने की काबीलियत का  श्रेय  ऐसे school को दे सकें.अगर आप  पहले  से  ठीक-ठाक अंग्रेजी बोल लेते हैं और  तब  ऐसी  जगह  जाते  हैं  तो  यह  आपके  लिए  फायदेमंद  हो  सकता  है, नहीं  तो  आपके  लिए  अच्छा  होगा  कि   आप  इस  mindset के  साथ  जाइये  कि  ऐसे  school में  जाकर  आप  एक  start कर  सकते  हैं  पर  यहाँ  से  निकलने  के  बाद  भी आपको  काफी  दिनों  तक  पूरी  dedication के  साथ  लगे  रहना  होगा.

तो  आइये  सबसे  पहले  मैं  आपके  साथ  अंग्रेजी  बोलने  से  सम्बंधित  कुछ  myths share करता  हूँ :

English बोलने  के  लिए  grammar अच्छे  से  आना  चाहिए : यह  एक  बहुत  बड़ा  myth है, आप  ही  सोचिये  कि  जब  आपने  हिंदी  बोलना  सीखा  तो  क्या  आपको  संज्ञा, सर्वनाम, इत्यादि  के  बारे  में  पता  था ?  नहीं  पता  था, क्योंकि  उसकी  जरूरत  ही  नहीं  पड़ी  वो  तो  बस  आपने  दूसरों  को  देखकर -सुनकर  सीख  लिया. उसी  तरह  अंग्रेजी  बोलने  के  लिए  भी  Grammar की  knowledge जरूरी  नहीं  है. English Medium school से अच्छी  शिक्षा मिलने  के  कारण  मैं  अच्छी  English बोल  लेता  हूँ, पर  यदि  आप  मेरा  Tenses का  test लें  तो  मेरा  पास  होना  भी  मुश्किल  होगा.:)

कुछ  ही  दिनों  में  अंग्रेजी  बोलना  सीखा  जा  सकता  है : गलत ! अपनी  मात्र  भाषा  से  अलग  कोई  भी  भाषा  सीखने  में  समय  लगता  है. कितना  समय  लगेगा  यह person to person differ करेगा. पर  मेरा  मानना  है  कि  यदि  कोई  पहले  से  थोड़ी  बहुत  अंग्रेजी  जानता  है और  वो  dedicated होकर  effort करे  तो  6 महीने  में  अच्छी  अंग्रेजी  बोलना  सीख  सकता  है.और  यदि  आप  सीख  ही  रहे  हैं  तो  कामचलाऊ  मत  सीखिए, अच्छी  English सीखिए.

English Medium से पढने वाले ही अच्छी अंग्रेजी बोल पाते हैं: यह  भी  गलत  है. अपने  घर  की  ही  बात  करूँ  तो  मेरे  बड़े  भैया  ने  Hindi Medium से  पढाई  की  है, पर  आज   वो  बतौर  Senior Consultant काम  करते  हैं  और  बहुत  अच्छी  English लिखते – बोलते  हैं. यदि  आपको  ऐसी  schooling नहीं  मिली  जहाँ  आप  अंग्रेजी बोलना  सीख  पाए  तो  उसपर  अफ़सोस  मत  कीजिये, जो  पहले  हुआ  वो  past है, present तो  आपके  हाथ  में  है  जो  चीज  आप  पहले  नहीं  सीख  पाए  वो  अब  सीख  सकते  हैं, in fact as an adult आप  अपनी  हर  उपलब्धि  या  नाकामयाबी  के  लिए  खुद   जिम्मेदार  हैं.

अंग्रेजी  बोलने  के  लिए  अच्छी   vocabulary होना  जरूरी  है : नहीं, vocabulary जितनी  अच्छी  है  उतना  अच्छा   है, पर   generally आम -बोल  चाल  में  जितने  words बोले  जाते  हैं, वो  आपको  पहले   से  ही  पता  होंगे या थोड़ी सी मेहनत से आप इन्हें जान जायेंगे.  दरअसल  हम  जो  words जानते  हैं  बस  उन्ही  को  सही  जगह  place करने  की  बात  होती  है. मैंने कई बार लोगों को एक से एक कठिन words की meaning रटते देखा है, पर ऐसा करना आपकी energy  ऐसी जगह लगाता है जहाँ लगाने की फिलहाल ज़रुरत नहीं है.

अगर आप ऊपर दिए गए किसी मिथक को मानते हों तो अब उनसे छुटकारा पा लीजिये, और स्पोकेन इंग्लिश सीखने के लिए नीचे दिए गये सुझावों को  अपनाइए .

स्पोकेन इंग्लिश सीखने के 12 सुझाव   

1. अपना महौल English बनाएं  : किसी  भी  भाषा  को  सीखने  में  जो  एक  चीज  सबसे  महत्त्वपूर्ण  होती  है  वो  है  हमारा  environment, हमारा  माहौल.  आखिर  हम  अपनी  मात्र -भाषा  छोटी  सी  ही  उम्र   में  कैसे  बोलने  लगते  हैं :- क्योंकि   24X7 हम  ऐसे  माहौल  में  रहते  हैं  जहाँ  वही  भाषा  बोली , पढ़ी, और  सुनी  जाती  है.  इसीलिए  अंग्रेजी  बोलना  सीखना  है  तो  हमें  यथा  संभव  अपने  माहौल  को  English बना  देना  चाहिए.  इसके  लिए  आप  ऐसा  कुछ  कर  सकते  हैं:

हिंदी  अखबार  की  जगह  English Newspaper पढना  शुरू  कीजिये.

हिंदी  गानों  की  जगह  अंग्रेजी  गाने  सुनिए.

अपने interest के English program / movies देखिये.

अपने  room को  जितना  English बना  सकते  हैं  बनाइये ….English posters, Hollywood actors,English  books,Cds..जैसे  भी   हो  जितना  भी  हो  make it English.

2. ऐसे लोगों के साथ group बनाएं जो आप ही की तरह स्पोकेन इंग्लिश सीखना चाहते हों : कुछ ऐसे  दोस्त   खोजिये  जो  आप   ही  की  तरह  अंग्रेजी  बोलना सीखना  चाहते  हैं.  अगर  आपके  घर  में  ही  कोई  ऐसा  है  तो  फिर  तो  और  भी  अच्छा  है. लेकिन  अगर  ना  हो  तो  ऐसे  लोगों  को  खोजिये, और  वो  जितना  आपके  घर  के  करीब  हों  उतना अच्छा  है. ऐसे दोस्तों  से  अधिक  से  अधिक  बात  करें  और  सिर्फ  English में. हाँ ,चाहें  तो  आप  mobile पर  भी  यही  काम  कर  सकते  हैं.

 3. कोई mentor बना लें: किसी ऐसे व्यक्ति को अपना mentor बना लें जो अच्छी English जानता हो, आपका कोई मित्र, आपका कोई रिश्तेदार, कोई पडोसी, कोई अंग्रेजी सीखाने वाला institute….कोई भी जो आपकी मदद के लिए तैयार हो. आपको अपने मेंटर से जितनी मदद मिल सके लेनी होगी. अगर आप को मेंटर ना मिले तो भी मायूस होने की ज़रुरत नहीं है आप अपने efforts में लगे रहे, मेंटर मिलने सी आपका काम आसानी से होता लेकिन ना मिलने पर भी आप अपने प्रयास से यह भाषा सीख सकते हैं.

 4. पहले  दिन  से  ही correct English बोलने  का  प्रयास  मत  करें : अगर  आप  ऐसा  करेंगे  तो   आप   इसी  बात  में  उलझे  रह  जायेंगे  की  आप  सही  बोल  रहे  हैं  या  गलत. पहला  एक -दो  महिना  बिना  किसी  tension के   जो  मुंह  में  आये  बोले, ये  ना  सोचें  कि  आप  grammatically correct हैं  या  नहीं.  जरूरी  है  कि  आप  धीरे -धीरे  अपनी  झिझक  को  मिटाएं .

 5. English सीखने के लिए  Alert रहे : वैसे  तो  मैं  अपनी  spoken English का  श्रेय   अपने  school St.Paul’s को  देता हूँ  पर  अंग्रेजी  के लिए  अपनी  alertness की  वजह  से  भी  मैंने  बहुत  कुछ   सीखा  है. मैं  जब  TV पर  कोई  English program देखता  था  तो  ध्यान  देता  था  की  words को  कैसे  pronounce किया  जा रहा  है, और  किसी  word को  sentence में  कैसे  use  किया  जा रहा  है. इसके  आलावा  मैंने  नए  words सीखने  के  लिए  एक  diary भी  बनायीं  थी  जिसमे  मैं  newspaper पढ़ते  वक़्त जो  words नहीं  समझ  आते  थे  वो  लिखता  था, और  उसका use  कर  के एक  sentence भी  बनता  था, इससे  word की  meaning याद  रखने  में  आसानी  होती  थी.

6. बोल  कर  पढ़ें : हर  रोज  आप  अकेले  या  अपने  group में  तेज  आवाज़  में  English का  कोई  article या  story पढ़ें. बोल -बोल  कर   पढने  से  आपका  pronunciation सही  होगा, और  बोलने  में  आत्मविश्वास  भी  बढेगा.

 7. Mirror का use करें  : मैं  English बोलना  तो  जानता  था  पर  मेरे  अन्दर  भी  fluency की  कमी  थी, इसे ठीक  करने  के  लिए  मैं  अक्सर  अकेले  शीशे  के  सामने  खड़े  होकर   English में  बोला  करता  था. और  अभी  भी  अगर  मुझे  कोई  presentation या  interview देना  होता  है  तो  मैं  शीशे   के  सामने  एक -दो  बार  practice  करके  खुद  को  तैयार  करता  हूँ.  आप  भी  अपने  घर  में  मौजूद  mirror का  इस्तेमाल  अपनी  spoken English improve करने  के  लिए  कीजिये.  शीशे  के  सामने  बोलने  का  सबसे  बड़ा  फायदा  है  कि  आप  को  कोई  झिझक  नहीं  होगी  और  आप  खुद  को  improve कर  पाएंगे.

8. Enjoy the process: English बोलना  सीखेने  को  एक  enjoyment की  तरह  देखें  इसे अपने  लिए  बोझ  ना  बनाएं.  आराम  से  आपके  लिए  जो  speed comfortable हो  उस  speed से  आगे  बढें . पर  इसका  ये  मतलब  नहीं  है  कि  आप  अपने  प्रयत्न  एकदम  से  कम   कर  दें, बल्कि  जब  आप  इसे  enjoy करेंगे  तो  खुद -बखुद  इस  दिशा  में  आपके  efforts और  भी  बढ़  जायेंगे.  आप  ये  भी  सोचें  कि  जब  आप  fluently बोलने  लगेंगे  तब  कितना  अच्छा लगेगा  , आप  का  confidence भी  बढ़  जायेगा  और  आप  सफलता  की  तरफ  बढ़ने  लगेंगे.

 9. English में सोचना शुरू करें : जब  इंसान  मन  में  कुछ  सोचता  है  तो  naturally वो  अपनी  मात्र  भाषा  में  ही  सोचता  है. लेकिन  चूँकि  आप  English सीखने  के  लिए  committed हैं  तो  आप  जो  मन  में  सोचते  हैं  उसे  भी  English में  सोचें. यकीन  जानिये  आपके  ये  छोटे -छोटे  efforts आपको  तेजी  से  आपकी  मंजिल  तक  पंहुचा  देंगे.

10. ऐसी  चीजें  पढ़ें जो समझने में बिलकुल आसान हों: बच्चों की English comics आपकी हेल्प कर सकती है, उसमे दिए गए pictures आपको story समझने  में हेल्प करेंगे और simple sentence formation भी आम बोल चाल में बोले जाने वाले सेंटेंसेस पर आपकी पकड़  बना देंगे.

11. Internet का use करें : आप स्पोकेन इंग्लिश सीखने के लिए इन्टरनेट का भरपूर प्रयोग करें. You Tube पर available  videos आपकी काफी हेल्प कर सकते हैं.  सही pronunciation और meaning के लिए आप TheFreeDictionary.Com का use कर सकते हैं.  AchhiKhabar.Com पर दिए गए Quotes भी आपकी मदद कर सकते हैं, चूँकि मैंने जो quotes collect किये हैं वो English और Hindi दोनों में हैं तो आप वहां से भी कुछ सीख  सकते हैं और साथ ही महापुरुषों के अनमोल विचार भी जान सकते हैं.

12. Interest मत  loose कीजिये : अधिकतर  ऐसा  होता  है  कि  लोग  बड़े  जोशो -जूनून  के  साथ  English सीखना  शुरू  करते  हैं. वो  ज्यादातर  चीजें  करते  हैं  जो  मैंने  ऊपर  बतायीं, पर  दिक्कत  ये  आती  है  कि  हर  कोई  अपनी  comfort zone में  जाना  चाहता  है. आपकी  comfort zone Hindi है  इसलिए  आपको  कुछ  दिनों  बाद  दुबारा  वो  अपनी  तरफ  खींचेगी  और  ऊपर  से  आपका  माहौल  भी  उसी  को  support करेगा. इसलिए  आपको  यहाँ  पर  थोड़ी  हिम्मत  दिखानी  होगी, अपना  interest अपना  enthusiasm बनाये  रखना  होगा.  इसके  लिए  आप  English से  related अपनी  activities में  थोडा  innovation डालिए. For example : यदि  आप  रोज़ -रोज़  serious topics पर  conversation करने से  ऊब  गए  हों  तो  कोई  abstract topic, या  फ़िल्मी   मसाले  पर  बात  करें,  कोई इंग्लिश मूवी देखने चले जाएँ, या फिर कुछ और करें जो आपके दिमाग में आये. आप  एक -दो  दिन  का  break भी  ले  सकते  हैं, और  नए  जोश  के  साथ  फिर  से  अपने  mission पर  लग  सकते  हैं. पर  कुछ  ना  कुछ  कर  के  अपना  interest बनाये  रखें. वरना  आपका  सारा  effort waste चला  जायेगा.

TET MODEL PAPER NO 22

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Tet Model Paper No 22:- Download

BALVIKAS ANE SIXAN NA SIDHANTO PART 5

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Balvikas part 5:-Clickhere n download 

Social Science Model Pepar No.8 Download

Social Science Model Pepar No.8 Download
An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
 — A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic.
Download :- Clickhere

TET GENERAL KNOWLEDGE QUIZ 20

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

QUIZ NO 20 :- DOWNLOAD

SENIOR CLERK MODEL PAPER 6

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Paper No 6 :- Download

TET MODEL PAPER 21

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Model Paper No 21 :- Download

TET 2 MATE IMPORTANT PART 1 MODEL PAPER NO:2 BY OJAS NOKRI

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click here for download file here

SENIOR CLERK MODEL PAPER 5

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Model Paper No 5:-download

TET GENERAL KNOWLEDGE QUIZ 19

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

QUIZ NO 19 :- DOWNLOAD

BALVIKAS ANE SIXAN NA SIDHANTO

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.
Balvikas part 4:- Clickhere n download

TET 2 MATE IMPORTANT PART 1 MODEL PAPER NO:1 BY OJAS NOKRI

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TET GENERAL KNOWLEDGE QUIZ 18

Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years.
ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

QUIZ NO 18 :- DOWNLOAD

SENIOR CLERK MODEL PAPER 4

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

Model paper 4:-Download

BALVIKAS ANE SIXAN NA SIDHANTO

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

BALVIKASH PART 3:-DOWNLOD

GENERAL KNOWLEDGE QUIZ 17

TET 2017
The Government of Gujarat will conduct Gujarat Teachers Eligibility Test (TET) 2017 also known as Gujarat TET, as per the formalities laid down by the central regulating authorities. Gujarat TET is for the candidates aspiring to become teachers in primary (class I -V) and upper primary (VI-VIII) schools in the state of Gujarat.

 TET 2017 notification will be released by the Department of School Education, Gujarat OR concerned examination board as directed by the Government of Gujarat. TET is a compulsory examination for all the B.Ed. qualified candidates to be considered for teacher jobs in schools run by the government and private managements. Candidates may be facilitated to apply online for this examination. Here are the details of the GTET notification, syllabus, question pattern, eligibility details.

Gujarat TET (Ojas Guj TET) Qualification Teachers of Classes I-V (Paper I) 2017:
Candidates should have passed in Senior Secondary (or its equivalent) with at least 45 percent marks. Those appearing in final 2 year Diploma in Elementary Education / 4-year Bachelor of Elementary Education (B.El.Ed.) / 2 – year Diploma in Education in Special Education are also eligible. OR Candidates with BA / B.Sc. with at least 50 percent marks and B.Ed qualification can also apply.

Gujarat TET (Ojas Guj TET) Qualification Teachers of Classes VI-VIII (Paper II) 2017 :

 Applicants having B.A. / B.Sc and those appearing in final 2 year D.Ed. / B.A. /B.Sc. with at least 45 percent marks and passed / appearing in B.Ed / Senior Secondary with at least 50 percent marks and passed or appearing in final 4-year Bachelor in Elementary Education (B.El.Ed) / 4-year BA/ B.Sc.Ed. or B.A. (Ed.)/B.Sc. (Ed.) / B.Ed. (Special Education) with 50 percent in BA or B.Sc are eligible for GTET.

QUIZ NO 17 :- DOWNLOAD

Social Science Model Paper No.7 Download

Social Science Model Paper No.7 Download.
An Mutual Fund is an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult (if not impossible) to create with a small amount of capital.
 — A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.Mutual Fund CompaniesInvestment AdviserBoard of DirectorsCustodianTypes of Investment CompaniesManagement CompaniesOpen-End Mutual FundsClosed-End Mutual FundsExchange Traded Funds (ETF)Evaluating a Mutual FundProspectusStatement of Additional Information (SAI)FeesNo Load Mutual Fund FeesClasses of Mutual Fund SharesExpense RatioMeasuring Mutual Fund PerformanceInvesting in a Mutual FundBuying Mutual Fund SharesProfiting from a Mutual FundRegulation of Mutual Fund CompaniesWhat to Consider When Buying Mutual Fund SharesNo-Load Funds may have Fees for Purchasing or Selling SharesLower Fees and Expenses Increases Total Returns and Yields; Higher Expenses Lowers ReturnsBeware of Closet Indexers Statement of Additional Information (SAI)New Format for Prospectuses: the Summary Prospectus and the Statutory ProspectusA Mutual Fund's Past Performance is no Indication of its Future Performance Shareholder Fees12b-1 Fees (Shareholder Service Fees)Sales LoadClasses of Mutual Fund SharesSales LoadBreakpointsLetter of IntentRights of AccumulationNo Load Mutual Fund FeesPurchase FeeRedemption FeeExchange FeeAccount FeeAnnual Fund Operating ExpensesManagement FeesDistribution FeesOther ExpensesTotal Annual Fund Operating Expenses — Expense Ratio Buying SharesReinvestment PrivilegeRedemption of SharesSystematic.
Download :- Clickhere

SENIOR CLERK MODEL PAPER 3

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

Model papar 3:- Click here n download

TET GENERAL KNOWLEDGE QUIZ 16

TET 2017
The Government of Gujarat will conduct Gujarat Teachers Eligibility Test (TET) 2017 also known as Gujarat TET, as per the formalities laid down by the central regulating authorities. Gujarat TET is for the candidates aspiring to become teachers in primary (class I -V) and upper primary (VI-VIII) schools in the state of Gujarat.

 TET 2017 notification will be released by the Department of School Education, Gujarat OR concerned examination board as directed by the Government of Gujarat. TET is a compulsory examination for all the B.Ed. qualified candidates to be considered for teacher jobs in schools run by the government and private managements. Candidates may be facilitated to apply online for this examination. Here are the details of the GTET notification, syllabus, question pattern, eligibility details.

Gujarat TET (Ojas Guj TET) Qualification Teachers of Classes I-V (Paper I) 2017:
Candidates should have passed in Senior Secondary (or its equivalent) with at least 45 percent marks. Those appearing in final 2 year Diploma in Elementary Education / 4-year Bachelor of Elementary Education (B.El.Ed.) / 2 – year Diploma in Education in Special Education are also eligible. OR Candidates with BA / B.Sc. with at least 50 percent marks and B.Ed qualification can also apply.

Gujarat TET (Ojas Guj TET) Qualification Teachers of Classes VI-VIII (Paper II) 2017 :

 Applicants having B.A. / B.Sc and those appearing in final 2 year D.Ed. / B.A. /B.Sc. with at least 45 percent marks and passed / appearing in B.Ed / Senior Secondary with at least 50 percent marks and passed or appearing in final 4-year Bachelor in Elementary Education (B.El.Ed) / 4-year BA/ B.Sc.Ed. or B.A. (Ed.)/B.Sc. (Ed.) / B.Ed. (Special Education) with 50 percent in BA or B.Sc are eligible for GTET.

QUIZ NO 16 :- DOWNLOAD

SENIOR CLERK MODEL PAPER 2

Life Insurance is an agreement between an insurance company and a policyholder, under which the insurer guarantees to pay an assured some of money to the nominated beneficiary in the unfortunate event of the policyholder’s demise during the term of the policy. In exchange, the policyholder agrees to pay a predefined sum of money in form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit. If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits.

Life Insurance plan is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise. Under a Life Insurance Contract in India, the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.

It is the simplest and cheapest form of insurance that is designed to offer financial protection for a specified tenure, say 15 or 20 years. ensures that your family gets a large lump sum amount, i.e; sum assured after your death to lead a financially stable life. However, if you survive the term, the insurer pays nothing. The best thing about a term insurance policy is that the premium is quite low for the insurance cover it provides.

Model papar 2:- Click here n download